Credit Dispute Letter Builder

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Last 4 of SSN: XXX-XX-
Date of Birth:
April 2, 2026
Equifax — P.O. Box 740256, Atlanta, GA 30374
Experian — P.O. Box 4500, Allen, TX 75013
TransUnion — P.O. Box 2000, Chester, PA 19016
Re: Dispute of Inaccurate Information on My Credit Report
Dear Sir or Madam:
I am writing to dispute inaccurate information on my credit report. I recently reviewed my credit report and found the following error(s):

What type of error is on your report?

Supporting documents enclosed (optional):
Please investigate this matter and correct or delete the inaccurate information as required by the Fair Credit Reporting Act, 15 U.S.C. Section 1681i. Please send me written confirmation of your investigation results and a corrected copy of my credit report.
Thank you for your prompt attention to this matter. Sincerely,
sign here after printing
[Your Name]
Sent via: USPS Certified Mail, Return Receipt Requested
Certified Mail No.: ____________________
Your email:for emailing yourself a copy

This tool is a free educational resource from The Cedrick D. Forrest Law Firm, Houston, Texas. It does not constitute legal advice and does not create an attorney-client relationship.