Upload your credit report PDF for an instant, private scan — or answer 10 simple questions. We'll flag potential errors and send you straight to the letter builder with everything pre-filled.
You're entitled to a free credit report every week from all three bureaus at AnnualCreditReport.com — the only federally authorized source. Download the PDF, then come back here to scan it.
Drop your credit report PDF or answer our guided checklist. Either way takes under 3 minutes.
Our scanner identifies potential errors — wrong balances, unknown accounts, outdated items, unauthorized inquiries, and more.
Each flagged issue has a 'Dispute This' button that sends you to the letter builder with the error type pre-selected.
Zero Upload
Your credit report PDF is read by JavaScript running in your browser. The file never touches our servers.
Zero Storage
Nothing is saved — not the PDF, not the text, not any account numbers. When you close the tab, it's gone.
Zero Tracking
We don't use cookies, fingerprinting, or analytics on this page. We don't know who you are.
Zero Sharing
Your data is never shared with third parties, advertisers, or credit repair companies. Ever.
This tool is open about how it works because transparency builds trust. If you'd like to verify, open your browser's Developer Tools (Network tab) while using the scanner — you'll see zero outbound requests.